Saturday, May 31, 2008

What I've Learned (Time Savers)

Well it's been a month since I started so I think it's time for another installment of "What I have Learned". I have been using the techniques and methods used on the various sites intended to help all us frugally inept people learn to save. A few of the ones I visit more often are:Money Saving Mom, BeCentsAble , The New Frugal Mom, and Be Thrifty Like Us. Sometimes I am proud of myself, sometimes, not to much. After a 2 day shopping spree (see my Grocery challenge). I emerged with a great haul, but feeling like I wasted a lot of time, so I have decide to write about some things that have cost me quite a bit of time and money.

1. Never go someplace just for the FREE item
, unless you are willing to buy it at full price or with just the coupon discount.

I went to Target for the Free Butt Paste travel pack (after $1 coupon), after 30 minutes wandering the store on both the "grocery" side (we have no Super Targets in CA) and the baby side, I was still unable to find them and ended up leaving the store empty handed. I went to Walmart in search for the Free Honey Bunches of Oats (after $2 coupon), after checking all the end caps and the cereal isle backwards and forwards, I was only able to find Regular Honey Bunches of Oats (the coupon was for chocolate) and at $2.96, so not free and not available at that. Fortunately, this time around I actually had a purpose to be there so it wasn't a complete waste of a trip. Not so with two trips to CVS and a couple more to Target. My Target trips included, but not limited to the Free Lipton To Go packets (after $1 coupon), that particular venture took me to two Targets before I found one that would do the deal. I did get $19 worth in the end and a $5 gift card from corporate for my troubles at the first Target, so it wasn't a complete waste of time. Most of the time, however those trips ended up being a waste of gas and time. Which leads me to the next thing I have learned...

2. Call Ahead
.

If the deal is too good to pass up and there is only one item you are looking for. Call the store and confirm the availability and or price. When I ran into a dead end with the first Target store I made sure to call the other store to confirm that the coupon was indeed accepted, and I even called corporate to make sure that I wasn't running into a running trend. Now I doubt that phone calls to that extent are necessary, but every one of those wasted trips could have been avoided had I taken the few minutes to call ahead. Of course that brings me to the next thing I have learned.

3. Write it all down.

The need for organization keeps popping up. Every day I scan my RSS feeds for my various sites and I get a list of places to visit and deals to keep in mind. I star the priority posts and I make a mental note of the things I should pay attention to and plan to return later. I clip my coupons and set them aside to make sure I have them when I go on my trips. Notice a running theme here? No matter how well I think I have it all planned out, I don't make notes as I am reading and so inevitably I miss something. If I wrote things down ahead of time (not just right before running out the door) I would be better prepared and not waste so much time running all over for that elusive bargain. I would have all my coupons carefully laid out and I would never get to the register (or in some cases the store) without having the particular coupons I needed ready and available! I can recall almost every trip has been afflicted with some hassle that could have been avoided. The next thing I have learned is a result of some of those problems that arose.

4. Always check the receipt.

This goes beyond the obvious checking of the price at the end, though that is, of course always very good advice. I have also discovered that during a complicated order, by which I mean request that involves the use of coupons or anything "made to order", not only should you check the receipt but you should also confirm that your order went through as expected. After filling an order incorrectly in the Albertsons deli, the person behind the counter fixed it by providing me with an item twice the price of the one I ordered. Had this exchange not taken so long, I would have double checked the slip on the deli meat and caught this mistake before getting home. If I had confirmed after a 3 times failed exchange at CVS that the cashier had re-scanned my card, I wouldn't have been short changed my ECBs for my 2 SoBes. AND had my husband checked the carry-out pizza order he would have noticed the lack of bread sticks (which were later delivered to us). Fortunately each of these events, after a phone call has been or will be rectified. The only one I have fully lost out on (as a result of my lack of organization) is the CVS ECBs because, as I mentioned above, I arrived at the store without the receipt and with the price of gas going home and coming back was in no way worth the single ECB.

So what am I going to do from now on?

  • I'm going to keep a notepad and pen by my computer at all times and write down any deals I see or ideas I come up with based on information I see on my various blogs.
  • I'm going to use that notepad to write down the # of the stores I plan to visit and highlight the items that are my main reason for going so I can call about the special items I am looking for (no more than 2 items per store for the call...I don't need to waste their time either).
  • I'm going to see just how long it takes to get to each of the stores on my list and determine if the deals I am looking for are worth the cost in time and gas.
  • I'm going to get one of those coupon accordion folders, or if I don't have one of those I will at least put each store's coupons in a sandwich baggie, it really doesn't matter as long as when I get to the counter I am not digging for them. People really hate that.
  • If I can save time getting my coupons ready for the cashier, maybe I can afford the time to check the items being scanned and ensure that I never get short changed on my receipt or an item I didn't ask for. Well I can try to limit the amount of times that happens.
Tune in next time as I discover more things along the way.


Friday, May 30, 2008

Grocery Challenge 5/28 part 2

Well I am finished with my Grocery Challenge! I wasn't able to take just one picture as I was using my phone, so I will break it down into 3 pictures and detail each one.


From left to right:
Pavillions:
  • Tostitos Crispy Rounds $1.88
  • Safeway French Bread $1.49
  • Wheat Bread (3 at .99 each) $2.97
  • Safeway Hot Dog Buns (2 at .99 each) $1.98
  • Safeway Hamburger Buns .99 cents
  • Baby Carrots 1 lb bag (2 at $1) $2.00
No coupons to use here, total spent = $11.31
Total saved= $6.69

CVS: 2 transactions

Transaction 1:
  • 1 CVS Kids Plaque Detector $3.99 earned 1 ECB
  • 1 CVS Dandruff 2in1 Shampoo $3.99
  • 1 CVS Potty Time flushable wipes $3.49
  • 1 Absolutely Divine Chocolate Chip Cookies $1.99
  • 2 Dark Peanut M&Ms (for filler) $1.00
I used
  • 1 $3/$10 coupon
  • 1 $1/1 Absolutely Divine Cookies
  • 10 ECBs
Total Cost = .46
Total saved = $15.78

Transaction 2
  • 1 Nexxus Comb Through Style $9.99
  • 1 Nexxus VersaStyle $10.99
Together they earned 10 ECBs
I used a $25 gift card earned for transferring a prescription

Total Cost = 22.61
I have 2.39 left on the card




Stater Bros:
  • 2 SB Yogurt (at 1.99) $3.98
  • 4 VitaminWater (revive at .99 each) $4.16 w/CRV tax
  • 6 Nectarines $4.22
No coupons here either, total spent = $12.36
Total saved = $2.20

Ralphs:
  • 2 Ben & Jerrys Ice Cream (2/$5) after $1/2 coupon doubled $3
  • 1 Ralphs Eggs (18 ct) $1.99
  • 1 Red Grapes $1.67
  • 6 Bananas (value priced at .29 lb) .78 cents
Total cost after coupons (doubled) = $7.44
Total saved = $12.14


Albertsons (8 hour sale):
  • Honey Nut Scooters (2 at 2/$5) $5.00
  • Lipton sides (5 at 5/$5) after $1/3 coupon total $4.00
  • Croissant 1 at $1.99
  • Keebler Fudge Shoppe (4 at 2/$3) $6.00
  • Roast beef (at $3.99 lb) $3.55
  • Sara Lee Ham (at $7.50 lb) $7.30
  • Honey Ham (at $3.99 lb) $3.19
  • Slimfast Optima Bars (1 at $2/$7) after $1.25/1 coupon $2.25
  • Pepsi/Diet Pepsi 24-pk Cube (2 at $3.99 each +CRV)) $10.38
  • Gallon of Whole Milk (1 at $3.99) after WYB deal FREE
  • 1 12 -pk medium eggs (1 $2.50) after WYB deal FREE
Total cost after coupons and deals = $48.45
Total saved = $39.75

CVS:
  • 2 SoBe Life Water bottles (2 at $1.49 + CRV) after BOGO coupon $2.00
  • 1 Viactiv Glide 60 ct (at $8.99) after $4/1 emailed coupon and $2/1 coupon $2.99
  • 1 CVS Backpack (at $1.59) after emailed free coupon FREE
I earned 2 ECBs and 3 ECBs
I used one of the THREE $25 when you fill/transfer gift cards I've gotten this week!
Total spent= $6.38
I have $18.62 left
Total saved = $7.77

I also got 3 loaves of bread (can you tell we like the stuff?) at Walmart for .98 each = $2.94

All in Total Spent:$80.01 not including the $28.99 used on gift cards. I didn't quite succeed in my challenge but I am still proud of the job I did, and until the 8 hour sale I was well under my $49 budget. With the extra $75 I made I've still come out on top :)

Oh well there's always next week.

Wednesday, May 28, 2008

Albertsons deals week of 5/28-6/3



Wow what a week for deals at the So Cal Albertsons! We've got FREE items WYB others, Deals WYB $10 worth, and even an 8 HOUR SALE! Not bad for a post holiday week. So let's get right to it.

Friday May 30th from 1pm until 9pm Albertsons is having another one of their wonderful 8 hour sales. If you don't believe how great you can make out check out my score on the last 8 Hour Sale.


Fresh Boneless Skinless Chicken Breasts 5 lbs or more $1.69/lb If less than 5 lbs, $1.89/lb

Charlie's Pride Roast Beef or Hormel Black Forest, Honey Roasted, Brown Sugar Ham sliced to order $3.99/lb

Homelife Awesome Paper Towels 8-rolls or Bath Tissue 2/$9

Keebler Chips Deluxe Cookies, Fudge Shoppe, Cracker Sandwiches 2/$3
Use the coupon in the flyer and when you buy 4 of the Fudge Shoppe, you get a FREE MILK outside of the 8 Hour Sale these are 2/$6.

Aquafresh Direct Toothbrush 2-ct, Toothpaste, Kids Bubblemint Pump 10/$10

Fresh Cantaloupe Large 4 lbs/$1

Albertsons Chunk Cheese 2/$3

Pepsi, Diet Pepsi or Sierra Mist 24-pk 12oz cans $3.99 (limit 2)

Heritage Vodka 1.75 Liter, Yellow Tail Wines 1.5 Liter, or Bacardi Rum 750 ml $7.99

FREE MILK when you buy any 4 of the following Kellogg's, Keebler or Famous Amos products
-Keebler Fudge Shoppe Cookies (see 8 hour sale)
-Keebler Sandies Cookies
-Keebler Townhouse Crackers
-Famous Amos Cookies
-Kellogg's Cereal (select varieties)

FREE EGGS when you buy any 5 Lipton Sides in a single transaction they are on sale at 5/$5
use the coupon in the weekly flyer
and use the $1/3 coupon found in the 5/18 newspaper insert. Instead of $1 each they are now .67!


The following are available deals with a minimum purchase of $10

Farmer John Sliced Cooked Ham 2/$5
use the coupon found in the weekly flyer

Fresh Express Salad Blends .99 each (limit 2)
use the coupon found in the weekly flyer

Red Barron Pizza 2/$5 (limit 2)
use the coupon found in the weekly flyer

Sunshine Cheez-It Crackers 2/$3 (limit 4)
use the coupon found in the weekly flyer

Pampers Baby Wipes Refill $4.99 (limit 4)
use the coupon found in the weekly flyer

Kraft Mac & Cheese Deluxe Dinner are $1.50 each when you buy 2
use the $1/2 coupon found in the weekly flyer

Heineken, Pacifico Beer, or Mike's Hard Lemonade $9.99 (limit 1 each)
use the coupon found in the weekly flyer

Uncle Ben's Ready Rice is 2/$4 or $2 each (buy 3)
use the $1/3 coupon found in the 4/20 newspaper insert

Kotex Maxi Pads, Pantiliners are 2/$10
use $1/2 coupon (pantiliners) found in the 4/20 newspaper
or use $1/1 coupon (pads) found in the 4/20 newspaper and only buy 1 pack


Colgate Total Toothpaste 2/$5
it may be possible to use a printable $1.50/1
here I'm just not sure.

Bertolli Pasta Sauce 26oz Jars and Pouches are 2/$6
use $1/1 (pouch) found in the 5/4 newspaper insert
or use $1.50/2 (any) found in the 5/4 newspaper insert


General Mills Cereals $1.99 each
use the $1/2 found in the 5/4 newspaper insert

Stouffers (and especially Lean Cuisine) are once again down at the rock bottom price of $1.99 each.
use $1/2 printable coupon found here

Coke, Diet Coke or Dasani Water 12 pk are 5/$12 when you buy all 5

Grocery Challenge for the Week of May 25th

So I'm not really sure where to post this link back since there was no challenge for this week so I am posting the url for the search for grocery challenge over at BeCentsAble.

As I have mentioned on occasion, I am very new to this, blogging, saving, coupons you name it. I haven't been able to do a grocery challenge post before now, but this week, as a result of my Budget Buster I find myself in the difficult position of putting my savings knowledge to the test.

Let's see if I can make it through the rest of the week on 49 dollars and 10 ECBs. Considering that I normally have to struggle to keep it under $100 a week, this should be an excellent field test. Can this family of 5 make it through the week on mostly the items they've stocked up on during the course of the month, with just a few things here and there?

Stay Tuned to find out!

WFMW The Snooze Button!

Wow it seems like everything that WFM lately is all about time and sleeping, need to fix that. Oh well, it is how it is and for now, What Works For Me is my snooze routine. That's right I have a routine based around it. I believe there are two kinds of people in this world, those who need to sleep longer and those who need to sleep in, the latter being the ones, like me, who need to have an alarm go off that they can snooze so they feel like they got to sleep "Just 5 more minutes mom". It's worth mentioning that there is a third type of person who rises at the same time every day without the use of an alarm or any kind, but in today's day of 16 hour work days and over scheduled kids, who really gets the amount of sleep they are supposed to, which would allow your natural body clock to wake you when you've been rested.

I don't know about anyone else, but for me the term "rested" is nothing more than a fleeting fancy, like "vacation time" it would be great to be able to have it, but let's be honest, it's not gonna happen, not in our household. So I cope the best way I can. My son's school is a 20 minute drive away and I make it a point to always be on time or earlier (another WFMW for another time). School starts at 7:45am so I try to leave at 7am or on a really late day 7:15am. In order to get out of the house (and back in one piece see, VitaminWater) I really need to sleep in until the last possible second!

I set my cel phone alarm clock to go off 15 min before 5:45. It goes off at 5:30am and I snooze it every 5 minutes until 6am when I sit bolt upright and get out of bed, no slowly making my way out from under the covers (like my dear husband aka DH who is always late). I get up and march straight to my boys' room so make sure they are up and dressed (typically they are not) and then down to get out my eldest son's lunch and put breakfast on the table. Back upstairs and in the shower by 7:13 (or 7:15 if I am running late) and out again by 7:20. Ten minutes to get dressed and ready and then my second alarm goes off, this one set for 15 minutes before 6:45am. The boys get brushed and it's time for them to "Make sure they are ready to walk out the door". By 6:45am (the alarm vibrating in my pocket to remind me of the time in 5 min intervals) I wake up my toddler and get her changed and dressed, some days she even lets me do her hair. Give her her morning bottle of milk and we're out the door by 7am at the latest!

Most people don't understand my need to schedule every event down to 30 minutes extra time, but I find that I will get distracted and lose track of time if I am not constantly reminded. The other day my son brought me my phone having cleared the snooze and I had to work very hard not to be late that morning ;)

Want to see more WFMW, check out RocksInMyDryer

Monday, May 26, 2008

Was it Worth Buying? Magic Eraser

Every Sunday (or in this case it being a holiday I took a day extra to post) I will try to evaluate a recent purchase I have made and determine if it was worth the money I spent on it. Today I am taking at look at Mr Clean Magic Eraser Duo.



It retails in a 2-pk for around $3.34 and I'd pay 3 times that, if I had to. I have had one of these in my house as the required staple, just like paper towels and toilet paper. Yep it's that important!

The ad states that you can:
  • Use Mr. Clean Magic Eraser to erase scuff marks left on your floor.
  • Keep your home's interior doors, trim, and baseboard looking like new by using Mr. Clean Magic Eraser to remove scuff marks and dirt.
  • The writing is on the wall. Crayon marks? No problem. Just erase them with the Mr. Clean Magic Eraser.
  • Make over your ride by using it to shine up your car's hubcaps and the interior console and dashboard.
  • Use Mr. Clean Magic Eraser to remove scuff marks on your patio furniture.
  • Use Mr. Clean Magic Eraser as part of The Cure for a Messy Medicine Cabinet.

I have never used it on my car, but let me tell you, using it on my house has been a complete dream! I have had to, on occasion, use this product to clean up any number of things which include but by no means are limited to: Black Sharpie, Pencil on the table, walls, crayon both washable and not washable off treated and unfinished wood (bed rails), Crayola marker off hard wood floors, mirrors, painted walls, and my personal favorite...Red dry erase marker off a white wall. Of all of those the only thing my magic eraser failed to clean was the dry erase marker, and to be honest the areas I scrubbed really hard came clean, it was just a lot of markings and after a number of hours I gave up...right around the time my arms gave out. I usually get a 2-pk and tear or cut each one in half that way they last longer. My jobs are usually very labor intensive and I bring out the Magic Eraser only after all other cleaning methods have failed. I personally don't understand the need for the sponge side, because I can't see that it cleans any better than a regular sponge, however since with a really heavy duty exhaustive job, the eraser tends to disintegrate over time, I do find it's nice to be able to have something else to hold on to that allows me to get the use of every tiny little fragment.
Absolutely! Until a better product comes along that does the job I will be keeping one of these in my house at all times!

Wednesday, May 21, 2008

Albertsons week of 5/21-5/27




Here are the 10/$10 deals

Fresh King of the Grill Beef Patties 80% Lean
Farmer John Fresh Sausage Links
Mamma Bella Garlic Bread
Albertsons Waffles
Albertsons Whipped Topping
Vlasic Relish or Albertsons Ketchup
French's Yellow or Spicy Brown Squeeze Mustard
Crystal Geyser Alpine Spring Water
7-Up, Diet 7-Up or Sunkist 2 Liters
Bumble Bee Solid White Albacore Tuna in Water
Max Velocity Energy Drink
Jell-O Gelatin or Pudding
Kraft Jet-Puffed Marshmallows or Creme
Del Monte Canned Pineapple
Albertsons or HomeLife Whisper Soft Facial Tissue
Zone Perfect Nutrition Bars
Hershey's King Size Candy
Renuzit Solid Air Freshener
Purina Alpo Cut or Slices Canned Dog Food

These deals use coupons found in the flyer

Knudsen Sour Cream 16 oz $1.39
use .40/1 coupon in weekly flyer

Kens 16 oz Salad Dressing, Kens 7 oz Lite or Sweet Baby Rays BBQ Sauce 18 oz
use $1/3 coupon in weekly flyer to make price 3/$4

Kraft Salad Dressing 16 oz
use $2/3 coupon in weekly flyer to make price 3/$3

Now for the regular deals.

Ben & Jerrys Ice Cream Pint 2/$5
use $1/2 printable coupon here
or the $1/2 coupon found in the 5/4 newspaper insert.

Bushs Grillin Beans 22 oz are $1.50
use the .50 off coupon found in the 4/20 newspaper insert

Dial Complete Hand Wash $1.50
use the .60 off coupon found in the 5/18 newspaper insert

Dreyers Ice Cream 2/$6
no coupons found but I always try to wait until these are no more than $3 each :)

Hefty Foam Plates 24-50 ct $2 each
use the .50 off coupon found in the 5/18 newspaper insert

Huggies Baby Wipes Refill pack $5.99
use the .50 off coupon found in the 5/18 newspaper insert

Huggies Diapers Jumbo Pack $9.99
use the $1 off coupon found in the 5/18 newspaper insert

Listerine Mouthwash $4.49
use .50 off coupon found in 4/27 newspaper insert

Listerine Smart Rinse $3.99
use $1 off coupon found in 4/27 newspaper insert

Purell Hand Sanitizer $2.49
use the $1 off coupon found in 4/27 newspaper insert

Viactiv Calcium or Multi Vitamin Soft Chew or Glides $6.99
use $2 off coupon found in 5/11 newspaper insert

Visine Eye Drops $3.99
use $2 off coupon found in 5/11 newspaper insert

Boost Nutritional Energy Drink $6.99
use the $2 off found in the 4/27 newspaper insert

Lawrys Marinade 2/$1.25
use $1/2 coupon found in the 5/18 newspaper insert

McCormick Grill Mates Seasoning $1.25
use the .25 off coupon found in the 4/20 newspaper insert

Mission Tortilla Chips 28 oz $3
use the .75 off coupon found in the 4/20 newspaper insert

Quilted Northern Bath Tissue 24 Regular Rolls or 12 Double Rolls $6
use the $1 off coupon found in the 4/20 newspaper insert

Reynolds Aluminum Foil $3
use the .75 off coupon found in the 5/18 newspaper insert

Suave Body Wash $2
use the $1 off coupon found in the 5/18 newspaper insert

Tropicana Premium Orange Juice 64 oz $3
use the $1 off coupon found in the 5/4 newspaper insert


Happy Shopping Everyone! See you Next Week :)